1. Budgeting basics – Learn to track income, expenses, and save consistently.
2. Understanding credit – Know how credit scores work and how to build yours.
3. Debt management – Student loans and credit cards must be handled wisely.
4. Investing 101 – Get familiar with index funds, compound interest, and risk.
5. Emergency savings – Aim for 3–6 months of expenses as a safety net.

Financial literacy is key to career stability and freedom.